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Use Case

Surface hidden networks —
before they become SAR filings

Money launderers don't use one account. They use dozens — spread across products, channels, and shell companies. Tilores links them all into a single entity view in real time, at any volume, so your transaction monitoring system catches the pattern, not just the transaction.


The Problem

Fragmented identity lets laundering slip through

Without Tilores

A layering scheme spreads across four accounts and two shell companies. Your TM system sees isolated transactions:

Account A and Account B belong to the same beneficial owner — undetected
Shell company shares a director with a flagged entity — the link is invisible in siloed data
Transaction monitoring alerts fire in isolation — analysts can't see the connected network
The structuring pattern only becomes visible when an investigator manually stitches records — too slow for SAR deadlines
With Tilores

Every transaction is evaluated against the real entity — not a single account record:

All accounts linked to the same beneficial owner are surfaced automatically
Shared directors, addresses, and registrations connect shell companies to the full network
TM alerts arrive with full entity context — analysts see the pattern immediately
Structuring and layering signals emerge from the entity graph, not manual case work

How It Works

Resolve the entity, then read the pattern

1
Ingest All Sources

Connect core banking, onboarding, transaction data, third-party bureau feeds, and corporate registry data into a single Tilores instance. Tilores handles thousands of records per second in parallel — peak transaction volumes don't slow it down.

2
Resolve the Entity

On alert or on-demand, Tilores unifies all records belonging to this individual or company — across accounts, products, and name variants — into one entity.

3
Map the Network

Relationships surface automatically — shared directors, UBOs, linked shell companies, connected accounts, and any overlap with flagged entities.

4
Enrich the Alert

Your transaction monitoring system or case management platform receives the full entity graph. Analysts investigate with complete context, not fragments.


Coverage

Every major AML vector, one identity layer

🔄
Layering & Structuring

Layering schemes rely on accounts that appear unrelated. Tilores links them through shared beneficial owners, common directors, overlapping addresses, and account attribute reuse — making the pattern visible before it disappears into the financial system.

🏢
Shell Company Networks

Trace fund flows through corporate structures by resolving the real individuals behind them. Tilores links company registrations, directorships, and shared attributes — exposing the beneficial owner network that complex structures are designed to hide.

🔗
Transaction Monitoring Enrichment

TM alerts are only as good as the entity behind the transaction. Tilores enriches every alert with the full resolved identity — all linked accounts, connected entities, and network relationships — so analysts triage with context, not noise.

👤
Beneficial Owner Mapping

FATF guidance and local regulations require identifying the real person behind corporate customers. Tilores links individuals to their corporate structures across registry data, onboarding records, and transaction history — giving investigators a traceable ownership chain.

📊
Continuous Risk Monitoring

AML risk doesn't sit still. Tilores updates entity profiles in real time as new records arrive. Any change that alters a customer's network or risk posture — new account, new director, new address match — triggers immediate re-evaluation.

📋
SAR / STR Investigation Support

When a suspicious activity report needs filing, investigators need the full picture fast. Tilores returns the complete entity graph — source records, matched attributes, and confidence scores — giving compliance teams the evidence trail regulators expect.


Layering & Structuring

See the laundering scheme —
not just the suspicious transaction

The defining challenge in AML is that layering works by spreading activity across accounts and entities that look unrelated. A single transaction alert tells you very little. The entity behind all those transactions tells you everything.

Tilores resolves the real individual or beneficial owner behind each account — then maps their full network of connected entities. A suspicious transfer doesn't just flag one account; it surfaces the shell structure, the linked accounts, and the relationships that define the actual risk.

Entity signals Tilores surfaces in an AML investigation
Shared beneficial owner
4 accounts + 2 shell companies → 1 individual
Common director / signatory
3 corporate accounts → linked entity network
Registered address overlap
Shell company → matches flagged entity address
Attribute reuse across accounts
Same phone → 6 seemingly unrelated accounts
Name variant resolution
"LLC Holdings" + "L.L.C. Hldgs" → same entity

10,000+
records per second

Parallel ingest and resolution — sustained, not burst

<150ms
p99 query latency

Real-time enrichment at the point of alert

No limits
on data volume

Scale from millions to billions of records without re-architecting


Technical Fit

Built for regulated, high-stakes environments

Latency

<150ms p99 — fast enough to enrich transaction monitoring alerts in real time, before analyst review begins

Throughput

Ingest and resolve at scale — Tilores handles tens of thousands of records per second in parallel without degradation. High-volume transaction environments are the default use case, not an edge case.

Data sources

Connect core banking, onboarding platforms, corporate registries, transaction history, and third-party data feeds into one graph

Deployment

Available on AWS Marketplace. On-premise deployment fully supported for institutions with strict data residency or air-gap requirements.

Audit trail

Every resolution decision is explainable — matched attributes, source records, and confidence scores returned with every result for regulatory review

Compliance

SOC 2 certified. GDPR-compliant architecture. Full audit log for AML documentation and regulatory examination.

Integration

GraphQL API. Plug directly into your transaction monitoring system, case management platform, or AML investigation workflow

Example — enrich a TM alert with full entity context
query AMLEnrichment($accountId: String!) {
  search(input: {
    parameters: {
      accountId: $accountId
    }
  }) {
    entities {
      id
      score
      hitScore
      records {
        name
        address
        taxId
        email
        phone
      }
    }
  }
}

Explore

Related use cases


Catch the pattern —
not just the transaction

See how Tilores surfaces hidden networks in your transaction data. Available on AWS Marketplace and on-premise.